Irish Bank Feeds: AIB, BOI & PTSB | WDI Billing

Irish Bank Feed Accounting Software

Reliable Irish bank feed accounting software should do one job well: pull your transactions in from AIB, Bank of Ireland or PTSB every day, without dropping days, duplicating lines, or asking you to reconnect every few weeks. WDI Billing connects to the main Irish business banks and keeps your feed running quietly in the background - and because we're built on GDPR-first, EU-hosted infrastructure, your bank data stays yours. Nothing about a live feed means your figures get pushed anywhere near Revenue automatically. That's a decision you make, when you're ready, in Prepare mode.

If you've used another package where the AIB feed silently stopped for a fortnight, or a Bank of Ireland connection needed re-authorising every month, you already know why feed quality is a real buying decision for Irish businesses - not a footnote.

Bank feeds built for Irish business banking

WDI Billing supports direct feeds for the accounts most Irish sole traders, contractors and small Ltd companies actually use day to day:

  • AIB business current accounts
  • Bank of Ireland business current accounts
  • PTSB business banking
  • Other Irish and EU accounts via secure open banking connections

Transactions arrive daily, already tagged with the raw description your bank gives you, ready to match against invoices you've raised or bills you've entered. No CSV exports, no re-uploading statements at the end of the month, no guessing which line is which.

Why feed quality matters more than the marketing page suggests

Every accounting platform claims "bank feeds" on its homepage. The difference shows up weeks later: does the AIB feed keep pulling cleanly through a bank-side security update? Does a Bank of Ireland connection survive a password change without breaking reconciliation for a week? Does PTSB data come through with enough transaction detail to auto-match against your invoices, or just a blank amount and a date?

For an Irish sole trader doing their own books, or a small Ltd company bookkeeper reconciling weekly, a flaky feed doesn't just waste time - it quietly erodes trust in the numbers you're about to hand to your accountant or use to prepare a VAT3.

Your bank data stays private

Bank feed data is some of the most sensitive information in your business - every supplier you pay, every customer who pays you, every balance. WDI Billing is built on GDPR-based, EU-hosted infrastructure, so your feed data isn't routed through, or resold to, third parties outside the platform you've chosen. You own the export. If you ever want to leave, your transaction history leaves with you - no lock-in, no held-hostage data.

A feed is not a filing switch - Prepare mode stays in charge

Some platforms blur the line between "we can see your bank transactions" and "we can act on your behalf with Revenue." WDI Billing keeps these separate on purpose. Your AIB, Bank of Ireland or PTSB feed populates your books in Records mode and helps you reconcile in Prepare mode - but nothing streams to Revenue or ROS automatically. When your VAT3 is ready, you review it and you press file. The bank feed makes the bookkeeping faster; it doesn't hand control of your filing to software.

Reconcile faster without losing control

Once your feed is connected, WDI Billing suggests matches between incoming bank lines and the invoices or bills already in your books, so reconciliation becomes a quick review-and-confirm rather than manual data entry. You can still adjust, split or categorise any line by hand - the feed speeds up the process, it doesn't take the decision away from you.

Bank feeds plus euro-native invoicing

A feed only tells half the story if your invoicing isn't euro-native to begin with. WDI Billing raises and records everything in euro from day one - no dealing with a platform that bills your Irish customers in USD by default, and no currency conversion guesswork when you're matching a euro invoice to a euro bank line. See our invoicing software for Ireland for how invoicing and bank feeds work together, and our VAT software for Ireland page for how reconciled bank data feeds straight into a ROS-ready VAT3.

What a good Irish bank feed should look like day to day

In practice, that means: transactions appearing within a day of clearing, not a week later; descriptions that keep the payee or reference your bank gave you, rather than a stripped-down code; and a connection that survives routine bank-side security prompts without needing you to re-authorise from scratch. It also means feeds that don't quietly cap how many months of history you can pull back, which matters if you're onboarding partway through a VAT period or a financial year.

For contractors and small Ltd companies dealing with multiple accounts - a current account plus a savings or deposit account, say - the feed should keep each account's transactions separate and clearly labelled, so you're never guessing which balance a line belongs to when you're reconciling at month end.

Switching from a patchy feed elsewhere

If you're moving because your current AIB, Bank of Ireland or PTSB feed keeps dropping, switching is usually a case of connecting the new feed and importing your opening balances - your historical bank data stays where it is, and your accountant can carry on working from clean, reconciled figures going forward. Sole traders coming from a spreadsheet-and-statement routine often find the biggest change isn't the software itself, but simply no longer re-typing bank lines by hand each month. See our sole trader accounting software page if that's your situation.

For the fuller picture on what WDI Billing offers Irish businesses, start at our accounting software Ireland hub, and see straightforward euro-native pricing before you switch. For the tax side of reconciled bank data, our guide to the VAT3 return walks through filing via ROS once your books are ready, and our Irish VAT compliance guide covers why euro-native billing and GDPR data residency matter as much as the feed itself.

Try reliable Irish bank feeds free

Connect your AIB, Bank of Ireland or PTSB account and see how a stable, GDPR-based, euro-native bank feed changes your reconciliation routine - with Prepare mode keeping the decision to file firmly in your hands. Start your free trial of WDI Billing today.